WARWICK, R.I., Nov. 2 /PRNewswire-FirstCall/ -- Mother Nature can be a powerful force to reckon with as witnessed by recent wildfires in California, Hurricane Noel in the Caribbean and Bahamas, and the earthquake that rocked San Francisco a few days ago. While predicting the occurrence of such disasters is not always possible, you can prepare for the worst with some advance planning and travel insurance protection that best meets your needs.

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"Travel insurance provides undeniable peace of mind protection, but more importantly, it also provides consumers very real personal and financial protection if things go wrong," explains Peter Evans, Executive Vice President of InsureMyTrip.com. "The key is to plan ahead as trip cancellation and interruption protection is based on the occurrence of unforeseen events. This means you need to purchase travel insurance coverage before a tropical storm or hurricane is named, or other natural disasters occur that might affect your home or a part of your itinerary."

Travelers also need to know that not all policies are created equally. "Coverage for weather-related trip cancellations and interruptions differs by insurance company and plan," explains Evans. The covered cancellation reasons can include:

1) Common carrier -- when your airline or cruise line stops travel to a particular destination due to weather 2) Destination made uninhabitable -- if your hotel or vacation rental is devastated by a naturally occurring event 3) Your own home sustains storm damage and is made uninhabitable 4) "Cancel for Any Reason" -- up to 75% of your trip cost can be recovered.

Another very important reason to plan ahead is to maximize the complete complement of benefits offered by trip cancellation policies. To be eligible for "Cancel for Any Reason" coverage, those insurance companies require that you purchase your policy within 15 days of your initial trip deposit.

To learn more about the protection plans that best suit your travel needs, visit InsureMyTrip.com online or call (800) 487-4722 to speak with a licensed travel insurance professional. Whether you simply need one question answered or want step-by-step help in selecting a travel insurance policy, InsureMyTrip's personable Customer Service representatives are waiting for your call.

About InsureMyTrip.com

Established in 1995, InsureMyTrip.com is the leading, consumer-oriented on-line travel insurance aggregator worldwide. Featuring insurance comparisons from the top industry providers, InsureMyTrip.com is a unique, one-stop resource designed to meet consumers' comprehensive travel insurance needs all in a secure environment. InsureMyTrip.com also specializes in providing integrated technology solutions for the travel insurance industry, with over 2,000 private-labeled and co-branded travel-related websites around the globe. InsureMyTrip.com is headquartered in Warwick, RI with additional offices and data centers in Connecticut and Oregon.

Available Topic Expert(s): For information on the listed expert(s), click appropriate link. Peter Evans http://profnet.prnewswire.com/Subscriber/ExpertProfile.aspx?ei=62537

CONTACT: Vikki Corliss of InsureMyTrip.com, +1-401-773-9210,
vikki.corliss@insuremytrip.com

Web site: http://www.insuremytrip.com/