STEVENS POINT, Wis., Oct. 23 /PRNewswire/ -- With a growing number of travelers opting for unique vacation experiences, AIG Travel Guard ( http://www.travelguard.com/ ) has responded with a customizable travel insurance plan that allows clients to pick and choose the coverages that best meet their specific travel needs.

"My Travel Guard is made-to-order travel insurance that allows travelers to customize their plan to their specific travel needs," says John Noel, Chief Executive Officer of AIG Travel Guard. "It is the industry's first per trip travel insurance plan that offers coverage for a 'hospital of choice' medical evacuation, adventure travel risks, and the option to select primary or secondary coverage for baggage and medical expense. My Travel Guard is a very intuitive plan which allows travelers to easily select the coverage limits and options they want."

My Travel Guard Upgrade Options

For travelers purchasing My Travel Guard on http://www.travelguard.com/ , the base plan includes essential coverages for trip cancellation, interruption, and delay; lost, stolen or damaged baggage and personal effects; baggage delay; medical expenses; and emergency medical transportation. Travelers can then select the additional coverages and limits that fit their unique travel coverage needs. Optional upgrades include:

Medical Expense Upgrade: Waives the $50 deductible and increases the medical expenses limit of the base plan from $10,000 to either $25,000 or $50,000. Primary Coverage Upgrade for Medical Expense: The plan pays for covered medical expenses first, without regard to other insurance or coverage. Baggage Upgrade: Waives the $50 deductible, and increases the limit for lost, stolen or damaged baggage of the base plan from $500 to either $1,000 or $1,500. The upgrade increases the baggage delay limit from $100 to $200. Primary Coverage Upgrade for Baggage: Covers lost, stolen or damaged baggage without regard to other insurance or coverage. "Hospital of Choice" Evac Upgrade: For medical emergencies, Travel Guard will medically transport the injured home or to the hospital of their choice. Base plan only provides evacuation to the nearest adequate medical facility. Coverage limit is increased from $100,000 to $1 million. Coverage for Terrorism, Financial Default and Pre-Existing Medical Conditions: Provides coverage for trip cancellation or interruption if a trip is cancelled due to a covered terrorist incident, financial default of a travel supplier or a pre-existing medical condition. (This upgrade is only available if coverage is purchased within 15 days of initial trip deposit). Renters Collision Insurance: $35,000 in primary coverage in the event that costly car rental repairs for collision damage leave travelers holding the bill. Flight Guard Insurance: Travelers can choose from limits of $100,000, $200,000, $300,000, $400,000 or $500,000 of coverage for accidents that occur when traveling on a regularly scheduled or charter flight. "At Your Service" Upgrade: Provides access to a world of conveniences that simplify and enrich the travel experience. Available 24/7, "At Your Service" provides access to exclusive restaurants, concerts and other venues.* Industry's First Adventure Sports Activity Coverage Option

Until now, travelers seeking an adventure or sports-related vacation have foregone purchasing travel insurance simply because there was no travel insurance plan that met their coverage need. Now, these same adventure sports travelers can include My Travel Guard in their travel plans and receive the customized travel coverage they need. My Travel Guard provides coverage for a wide-range of adventure sports activities including mountain climbing, participation in professional athletic events, motor sport, or motor racing -- including training or practice -- mountaineering, hang gliding, skydiving, parachuting, bungee jumping, snow skiing or snowboarding, spelunking, water and jet skiing, operating or learning to operate any aircraft, as student, pilot, or crew and air travel on any air-supported device.

For more information on My Travel Guard, visit http://www.travelguard.com/ or call AIG Travel Guard's 24-Hour World Service Center at 1-800-826-1300.

AIG Travel Guard is America's leading provider of travel insurance plans, insuring more than 6 million travelers each year. Travel insurance plans through AIG Travel Guard are distributed by more than 12,000 travel agents across the United States.

Travel insurance through AIG Travel Guard may include coverage for trip cancellation, travel interruptions and delays, emergency medical expenses, medical evacuation expenses, and lost or delayed baggage. AIG Travel Guard's plans also includes 24-hour travel emergency service for emergency medical assistance, last-minute or emergency travel changes, lost luggage tracking, pre-trip travel advice, and more.*

AIG Travel Guard is a wholly owned subsidiary of AIG Travel Services, Inc., a member company of American International Group, Inc. (AIG). AIG, world leaders in insurance and financial services, is the leading international insurance organization with operations in more than 130 countries and jurisdictions. The AIG Companies serve commercial, institutional and individual customers through the most extensive worldwide property-casualty and life insurance networks of any insurer. In addition, the AIG Companies are leading providers of retirement services, financial services and asset management around the world.

The travel insurance offered through AIG Travel Guard is underwritten by American Home Assurance Company or National Union Fire Insurance Company of Pittsburgh, Pa., with their principal place of business in New York, NY. Both of these companies are subsidiaries of AIG. The policies contain reductions, limitations, exclusions, and termination provisions. Not all coverages are available in every state.

* Non-insurance services provided by Travel Guard. Contact: Dan McGinnity/Carol Mueller Mara Begley/Colleen McCormick Travel Guard International MMG Mardiks 800-826-7791 ext. 1485/1305 212-219-7560 ext. 6772/6766 Dan.McGinnity@AIG.commbegley@mmgmardiks.comCarol.Mueller@AIG.comcmccormick@mmgmardiks.com

Contact: Dan McGinnity or Carol Mueller, both of Travel Guard
International, +1-800-826-7791 ext. 1485/1305, or Dan.McGinnity@AIG.com , or
Carol.Mueller@AIG.com , or Mara Begley or Colleen McCormick, both of MMG
Mardiks, +1-212-219-7560 ext. 6772/6766, or mbegley@mmgmardiks.com , or
cmccormick@mmgmardiks.com

Web site: http://www.travelguard.com/